While I have made sacrifices and run after an accident in our private parking lot, increased my premium?

I have a full guarantee on my car. I want to repair my car after the payment of the franchise? Is there a difference if I pay all my pocket to fix it without the body shop Involvement of the insurance? (I'm not good enough for this) I do not have a police report, so I do not know who did it, because it happened while I was in my apartment. I did not pay in full and I still do that.

You need to do the leg work here: It depends on your insurance, insurance increases, while others do not. The best solution is, call your insurance and explain what happened and see what they say. It is possible if the Owner of the vehicle and your non-payment of a loan that they are not entitled to your insurance company. Depending on your condition, the police may be able to go to if they are called, and the insurance companies can not require a police report to.

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