My car insurance paid to repair the damage I caused accidentally?

I am not insured on the car, I live in mass has my father, I was at masket Market shopping and when I go aay i forgot there was a concrete median divider in front o me couldtnt out of the car he was about 1 meter tall, but I striahgt hit and went to open his right thumb and destroyed my rocker panel on the driver's side and turn into the car door is not broken, it can be everything I go full coverage on my car insurance to pay for it, I'll pay …. $ 500 Deductible

As long as your fathers car collision coverage on then it will be covered there. You or your father will have to pay to repair the deductible of 500 €. Your own policy is not limited damage to car from your fathers, or by collision or liability.