auto insurance deductibles

What is the best auto insurance coverage, basic or extensive?

I live in Michigan. If I have a broad coverage and I am not responsible for an accident, I do not have to pay a deductible, but the premium is slightly more expensive. If I cover the basic and I in an accident in case I have to pay no deductible, which is at fault. My question is, if I cover is the base, and I'm in an accident not my fault wouldnt the insurance company that Person at fault pay my deductible, as a rule at all?

Hmm. Michigan is one of those strange-no-fault states. You should ask your agent, but I'm afraid not. Another thought – what if the guy who is to blame, no insurance? How can I pay it?

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